I just called them Yesterday, I also have free checking but not the new free checking. All you have to do is call tell them this info and you will have the same acct # same debit card but free atm withdrawls, free wire transfers outgoing from the U.S. and also I have rewards on my debit card now(do not know if you have this Chem) but every year I will get 3% back on all my purchases with my debit as a credit to my account. And 1 time a year no overdraft charge. So enough said.