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Old 24.09.2007, 14:39
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Re: Tip for people who want to keep EU health insurance

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That's very interesting. My main point was to suggest that you check that you are, indeed, insured correctly as there was a documentary on UK TV recently about Brit ex-pats going to live abroad in another EU country and assuming that their UK EHIC would cover them. Only after they had incurred some very large medical bills (emergency operations) did they find out that they were not covered as they had been out of the UK for more than 3 months and obtained residents permits in another country. Quite how they expected the UK health system to pay for their treatment when they were no longer contributing was not explained !
There appears to be a lot of variations as to how the EHIC is applied by each country and in the case of the UK you can, under certain conditions, get cover for one year if you leave to work abroad. See this. You have to continue to pay UK NHI of course.
I'm interested to know when you give a bill to the "Gemeinsame Einrichtung KVG" if they reimburse you or does it come from the German insurer ?
I am reimbursed by the Gemeinsame Einrichtung KVG, but as the whole insurance thing is some intergovernmental agreement they then get their money back from my insurance in Germany. I have to point out again that I am in a "special" situation as an employee in Germany currently on maternity leave.
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