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Old 02.02.2011, 13:04
porsch1909
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Re: Medical costs for diabetics

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Porsch1909 - in Switzerland you have to have Insurance from day 1 in the country - but it is up to you, or your employer perhaps to organise this. It does not happen automatically. We moved at the very end of March, and when we organised our Insurance in April, we had to pay back right to the beginning of March. We were accepted for basic Insurance only, as we both have pre-exisitng conditions- which means we have no choice of specialist or hospital, etc. I have Type 2 diabetes and a thyroid disfunction, + a bad knee due to an old car accident. Metformin and Thyroxine are quite cheap, and we did not get anywhere our franchise last year. One of my OH's drugs is very expensive, so he gets it on a private prescription in the UK when we visit, as it is about half price there.
What I meant was even if you get treatment before you organise you insurance you are still covered by that insurance because you pay from the first day that you enter then country, not from the start of your policy.

So regardless of it being done automatically or manually, one is covered from the first day they enter Switzerland to live.
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