Errrr ...nope.

a) I have a business which is in its infancy. I will some cash over the next couple years when the big expansion comes, and may need premises far from here.

b) I fully intend staying here long term, but many people I know have just been made redundant (and spent 9 months looking for a job), so I am not confident that I will stay here if that happened.

c) my ex wife is a nutter, so the fewer visible assets I have, the better.

d) I have seen how many new apartments they are building in Opfikon, and wonder what the future holds for the value of my similar property.

e) capital gains here is low and I'd rather keep my house in London which is doing very nicely.

f) I have my own business which is doing very well but the "salary" I have chosen to pay myself is low therefore I can borrow only little.

g) I am on a yearly contract and would love to stay here long term, but the client renews year on year so I can't commit.

h) I want to remain in Langstrasse and spend all my money on fast women and booze.

i) the same as (h) but insert pet obsession (boats, aeroplanes)

j) ownership is more hassle than its worth (recent experience of haus-dispute here!)

k) you can't choose you neighbours. Bad neighbours here cost thousands.

l) I prefer to keep a balanced tax efficient liquid portfolio of diversified risk.

m) I want to punt all my cash on the Chicago Mercantile.

usw.

Dave