can't cancel my student health insurance from TradiConsult
I am a student from Germany but moved to Switzerland in Jan to be with my Husband. First i would like to applied for student health insurance, since its cheaper. I did not know that since i am not registered as a student in Switzerland, i can't apply a student health insurance. Since my husband and all of his friends insured by TradiConsult for more then 2 years and happy with it, i also applied for student health insurance by tradi. I used the online application and fill it that i am a student in Germany.
later on my friend told me that i cant apply for student health insurance. To make sure i asked the commune, post a question here, and ask Jenny. I found out that it was true. and i am thinking that it was maybe the reason why i havent got my student health insurance from Tradi.
In mid Feb, i got a health insurance certificate from TradiConsult and the invoice. I decided to go directly to the office and explained my situation. The lady told me that it was her colleague mistake. He should not approve my application if i am not a student in Switzerland. She told me to write a cancellation letter on the spot with the reason why. after i did it, she told me that everything is ok and i will get the confirmation letter within one week.
But i never got that. After two weeks, they sent me a health insurance card and once again an invoice. I went there again. The other lady, told me that they never received my cancellation letter and asked me the name of the first lady. Unfortunately i did not know her name. And she told me that i cant cancel it just like that. I applied in Jan, and canceled it in Feb meaning i already insured for 1 month before i asked for cancellation. But i insisted and explain again and again that i am not eligible for a student health insurance and already insured at other company. Finally she told me she will look into this matter and will phone me for the result. And until know there is still no answer.
can i just ignore them and refuse to pay the insurance? will i get sue?
the recent reply i got from them is that :
" If you wish to cancel your insurance, you need to send us a copy of your contract as a prove that you are not a student anymore or the departure attestation when you left Switzerland even if you came back.
Otherwise you can terminate your insurance from December 31 2011."
this is getting more confusing. I can't prove that i am not a student anymore since i am not a student. and i just come to switzerland. so how do i proceed??
Last edited by vwild1; 05.04.2011 at 15:12.
Reason: merged 2 successive posts into 1