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| Nicky - if you do switch over to a Swiss car or Swiss insurance you might find that comprehensive is not worth it. Most people have 3rd party only once their car is more than a couple of years old (mine included). The reason is that the fully comprehensive insurance is a rip-off - they calculate your premium based on the new value, but only pay you the second hand value if you have to claim! | |
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Thats interesting Mark, maybe thats why we've had huge insurance quotes, although i can't imagine not insuring fully comp, I've only ever insured 3rd party when I was a student driving around old bangers. Also the way the Swiss drive i would be nervous not to be fully comp??