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Old 30.11.2007, 12:22
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Ian Nicol Ian Nicol is offline
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Re: 3rd Pillar Pension Fund

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Okay, you might think this does not belong here but it does!

I just want to remind all those who might never have heard of this that if you have not yet done so, you need to register for a 3rd pillar pension fund now if you want contributions for year 2007 to be tax deductable.

I will also stick my neck right out and say that at the moment the best policy is with Winterthur... They are the only company out there at the moment giving a guaranteed return and if you are thinking of staying for a while that gives added security.

And if I put this in finance, banking and the like half of you won't read it hence the reminder here in daily life...


If you have not got a clue what I am talking about it might be a good idea to say so...

Hello Richard

Thank you very much for your useful post. I was recently advised to join a 3rd Pillar Pension Fund using a bank as opposed to an insurance company. Reasons being more transparent and flexibility.

I enquired at your favourite bank (Raiffeisen) and it seemed OK. I emptied my pensionkasse on buying a house and this leaves me obviously in the situation where i can take full advantage of a 3rd Pillar Pension Fund.

What do you class as being the major pros and cons between banks and insurance companies?

Could you send me some info on the Winterthur option.

Many thanks in advance!

Ian
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