ok, so now that I havefound thi forum perhaps I can find someone to help me about this.

I have received a letter (actually a letter AND a reminder) stating that in the canton of Vaud itis obligatory to pay 'assurance obligatoire "Menagere" contre l'incendie et les elements naturels'

I have cover for my stuff from a british company (as far as I can remember. detail are back home) does this cover me? do I have to reply? what happen if I don't?

also it say on any property I 'own'. I don't own this room. I rent it from someone. I am registered as a resident here in Lausanne and don't have to pay residence tax because I receive a grant for the year thatI study here. nooone else in halls of residence has received this and the people I know who live in appartments haven't payed it...

help!