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| My sense is that the Swiss generally shoot straight, so there isn't a huge culture of insurance fraud here -- and as a result, insurance companies are much more trusting. | |
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Ya ok!
Ever thought how much it would cost for an insurance agent to investigate each bicycle theft? Exactly, less than what the claim of the bicycle was....thus, they have theshold of approximate possible cost which have to be surpassed in order for the claim to be investigated.