There was a very long thread here about the new T&Cs, which came out a few months ago, but I assume that they were sent to people's email addresses at the time and hence could have been blocked as spam.
I don't know the content of the T&Cs (new or old) as I never read them! Questions for Paul from the Local Change of TaC: How to delete my posts? How seriously are you considering departing EF permanently? Feeling a little sad this morning.... Thread split following economisto's removal List of the self-deleted
and many, many more!