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Old 17.01.2008, 10:12
ozgur ozgur is offline
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Re: Very cheap Swiss health insurance for students & researchers

My girlfriend is insured by GoldenCare. She is doing her PhD at ETH. She had claims twice recently, and both paid without questions or issues. She only had to pay the 75 Sfr deductable per case.

I don't think she had any problem getting the insurance accepted by the Kanton.

Ozgur

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Thanks for all the information. My wife is a Post-Doc researcher and was interested in Swisscare after reading about it on here. I'm not sure it's the best idea though, as I'd rather she was definitely covered by a Swiss approved insurer, and to be honest I can't be bothered with the hassle of trying to get my canton to approve it.

We live in Zurich. Has anyone gone with one of these cheaper insurers here and run into trouble? In particular:

- trouble getting it accepted by canton
- trouble getting a claim processed
- trouble when changing from cheap insurer to standard Swiss one

I'm fortunate that my company will pay for my health insurance, so I'm going with a normal Swiss one. It seems from the discussion on here that to make sure my wife doesn't have a disproportionate level of cover that I'm best getting her a normal Swiss insurance too.

Any advice/experiences of the above would be gratefully received.
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