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| Did they tell you why?
I didn't ask for one straight away and opted for the very basic private account to start off with, I then realised it's better to pay for everything upfront rather than rack up charges etc along the way, this made sense specially so when I needed a credit card as most of these banks charge a fee or in the case of supermarket etc they waive the fee in the hope that you shop from them and hence pay more money in the long run. | |
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It wasn't t a big deal, to be honest, as we had UK credit cards plus the debit card.
I think they just said something bland about seeing how we operate our account before issuing a credit card. It didn't seem unreasonable to us. We had arrived in the country just a few days before, were living in temporary accommodation, had no salary paid in yet etc etc.