Eeek, good job I asked, as that's much higher than I was guessing!

Tedious UK doctor always makes me come for a pointless 'tick the box' check-up once a year, but between times I get by on just picking up prescriptions - sounds like it'll be similar there, and I'll have to get clever on timings with picking up more inhalers just before the 6 months thingie runs out.

Thanks very much, I'll go back to comparis, run some more numbers and *sucks finger, sticks in air* do my best guess at a deductible. I suppose I'll know after the first year if I got it wrong.

Cheers

kodokan