| Re: Medical costs, to help work out deductible
Find a friendly doctor. Mine is amenable to answering the phone and sending me a repeat prescription.
If you consistently require medication, consider a mail-order pharmacy. They offer a discount and waive some of the fees. Depending on your insurer, the mail-order pharmacy is even prepared to directly invoice the insurer.
Disadvantage of mail order: delay of 2 working days, i.e. not suitable for urgent medications. Also, if not at home, the parcel must be collected at the nearest post-office. That may not be convenient for hardworking singles.
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