Hi, I read also the different posts. I have also posted some informations because I and my wife we had problems to find a good and affordable health insurance. We, like some of others on this forum, also find out that Swisscare is a good option. Certainely you can find a high level insurance... but very expensive. With a Swiss state company you have in fact somes of advantages (insurance card accepted in the pharmacies) but the premium is very expensive. More than CHF 300 months and a very high deductible CHF 1500.

TradiConsult has not accepted my girlfriend (now my wife). And the deductible is CHF 1500 for person up to 31 year old (not the case by Swisscare - CHF 300). The website is also not clear, no informations, and very complicated and horrible for navigate. No online application and the page says comming soon since 2 years...

T'ill now, I had never big problems with Swisscare. I had also reimbursment for pregnancy for my wife. The only thing that I can reproach to Swisscare is that the reimbursment was a little bit long. But we always receive all our medical expense. Now, since this year, I read on the website www.swisscare.ch that they have a new reimbursment service in Zurich - Brüttisellen by Medicall (company who works reimbursments for lots of Swiss governement health insurance companies).

You have lots of possibilities accepted in Switzerland and cheap. IHI - Bupa - ACE - Zodiac CSS - Golden Care but I choosed Swisscare which is the most oriented for studies and research, travel...and it's really easy to apply. www.swisscare.ch

But ... if you have money... the best solutions is a Swiss governement company like Helsana - Assura - KPT / CPT.... go on comparis.ch

This is what I promote...

:msntongue :