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Old 01.05.2008, 15:49
Gyro
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Re: Can you have a Paypal account in Switzerland?

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I work in international mail-order and we only sell relatively inexpensive items also. However, our market demanded that we add PayPal as an option, so we did. Two years on we have only had one problem with thousands of PayPal transactions, which was solved.

The only complaint we have is the cheating on the exchange rates as they claim they can't use interbank rates, what a crock.

To the OP: I would never use PayPal for selling purposes as an available option for expensive items. However, for small items, as a complement to other payment systems, than I do find it acceptable.
Hi,
I agree entirely on the exchange rate, but here's a little lesson. I have been using PayPal for many years, and only in the last year have I had any problems and here's where you get caught.
I only sell items that are surplus to my collecting addiction and usually small items at low cost. However, I had six medals that I wanted to get rid off. I listed them as individual items, but they were all won on eBay by the same purchaser. As individual items each was not a problem, but together they were a valuable package and worthy of attention by the eBay and PayPal scam artists. It's partly my own fault because I let my guard down.
Remember what we get on eBay is usually 40 to 50% of retail price so items such as medals, coins, certain badges, stamps etc that can be turned over quickly at fairs as individual items might not attract a crook, but with multiple potential profitable items all on sale at the same time from the same seller does and who can resist a system which allows you to buy, get a full refund and sell the items obtained for free all at the same time? Remember if they lose the claim they still have the items. If they do a chargeback you will always lose the money and your property.
Lesson learned: Never allow multiple purchases from the same buyer to be combined. Bad luck for the buyers from now on, but because PayPal allow combined items as one claim so I will never allow combined shipments again. Each sale must be paid for separately.
Seller protection is only provided when shipping to a confirmed PayPal address. PayPal don't care about the eBay address. PayPal only confirm addresses in the USA, Canada and the UK I believe.
PayPal does recognise Swiss Post online tracking so always send all packages registered and charge the buyer the additional 6,00CHF as well.
My rule for eBay and using PayPal is: Only accept PayPal for what you can afford to lose, for everything else do it by Überweisung (bank transfer).
Ciao,
Gyro.
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