Our insurance had worldwide cover except USA where we were covered for CHF100,000.
However, I’m a bit annoyed now as we recently asked to change the semi private ward option on our policy to a communal ward, they duly did this and the monthly savings are quite significant, however, it now turns out that we are only covered for CHF20,000 abroad and zero in the USA. I don’t know why this option of which ward we stay in should affect our type of medical cover abroad, but then again, I don’t know a lot of things.
Check the small print.

Nick.