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| Hmm, if by health insurance you mean Krankenkasse/Maladie insurance then I am not in a good situation, as the 31% does not include any health insurance, only pension, tax, unfall etc. | |
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You hit on something which many people don't realise. People seem to be under the illusion that this is a low tax country - it is not. It is a medium level tax country.
You've sat down and done the maths and figured out that your total tax bill is actually quite high. Now people often think about tax in terms of their gemeinde and kanton tax, but forget that there is also federal tax, then there is AHV / IV etc, and let's not forget the cost of basic health insurance is also in reality like a tax because you have to pay it.
I did the exercise a few years ago and came up with a flat rate of 30-35%, and I live in a very low tax Gemeinde (in ZH).
Of course, when you hear about low taxes, the comparison is usually made to a high tax country like Germany, Denmark, Sweden, etc.
Look on the bright side - at least you aren't married to someone who isn't working - then you'd be seriously stitched up!