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| Hi,
A couple of questions - good advice needed..
1. I'm leaving Switzerland for an EU country early next year. By paying in 3a this year, I avoid some Swiss taxes and would pay some Swiss taxes on the withdrawal next year instead but wouldn't the EU country tax me (based on the tax treaty) on the withdrawal (with a higher tax rate less the small amount of Swiss taxes) - any experience?
2. I haven't been part of the Swiss social security system (no AHV, not sure about 2nd Pillar) - what does this mean for my possible 3a participation:
- able to participate at all?
- max amount roughly 6 KCHF or 30 KCHF?
Thanks for any replies. | |
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- I cannot say anything about the tax law of an unnamed EU country. I suspect the 3a redemption is not taxable in the other country because it is a withdrawal of capital and not an income.
- Tax deduction on 3a contributions is only possible from income that was subject to AHV. If you paid no AHV, then no income deduction for 3a.
I am intrigued that you have income but escaped AHV!