I have a traditional basic insurance (free choice of doctors) with 1500 chf annual "franchise". I am now considering a supplementary insurance, mainly to cover a partu of my tri weekly TCM treatments, contacts/glasses and a possible fitness membership. I have three questions:

1)
Does the supplementary insurance follow the 1500 chf franchise rule of my basic insurance or is this completely separate from that? I know that you don´t have to have both insurances with the same company.

2)
How do I find the best supplementary insurance for me? I searched for the link on comparis.ch but did not find one.

3)
I know the traditional basic insurance only gives you access to the hospitals in your own area but are there restrictions regarding which hospitals in my area I can use? In other words; does it give me access to the best hospitals as well? (I live in Zurich)