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Old 19.11.2008, 11:26
danny danny is offline
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Re: Health Insurance FAQs

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I have a traditional basic insurance (free choice of doctors) with 1500 chf annual "franchise". I am now considering a supplementary insurance, mainly to cover a partu of my tri weekly TCM treatments, contacts/glasses and a possible fitness membership. I have three questions:

1)
Does the supplementary insurance follow the 1500 chf franchise rule of my basic insurance or is this completely separate from that? I know that you donīt have to have both insurances with the same company.

Separate from that

2)
How do I find the best supplementary insurance for me? I searched for the link on comparis.ch but did not find one.

Calling the companies or emailing them.

3)
I know the traditional basic insurance only gives you access to the hospitals in your own area but are there restrictions regarding which hospitals in my area I can use? In other words; does it give me access to the best hospitals as well? (I live in Zurich)
cantonal hospital only and all others in case of emergencies.
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