As you might have seen from anoither post, we are thinking of purchasing a property within the next 2 years and we will probably be using our 2nd pillar for the downpayment. I've checked out our documentation and it seems we can pledge virtually all our 2nd pillar. However, this would leave us starting our pension from scratch again. I'm thinking it would be a wise investment to take out a 3rd pillar scheme to make up the shortfall? Is this what many people do anyway? We'll probably never leave CH (applications for Naturalisation are just getting underway).
Another question, how easy is it to transfer our UK pensions to CH (when the exchange rate improves, of course)? Would it automatically be added to our 2nd pillar? Or can we choose where it would go?