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| You cannot over-fund your pension-plan. So your pension-plan cannot accept transfer from the UK, unless you have a deficit. Withdrawals for house/flat purchase are not considered a deficit. | |
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Indeed but you can transfer your UK pension fund into a free standing account pending retirement.
By Swiss standards if you came to CH after 25 then you have a Swiss gap that you can plug subject to limits (set by your local tax office).
Ask for pre-approval first. In addition some companies funds (like Swisscom's Complan) allow you to pay additional Additional Voluntary Contributions (AVCs), this can help to catch up/plug gaps.