Well maybe I'm insecure, but it is taking me twice as long to read your posts because there are just so many errors in every sentence. This is called an unfair transfer of effort - you write terrible English once, and hundreds of people have to sit there figuring it out. Quite a few people have dropped some hints to you on this and other threads, but you don't seem to take the hint. Lob pointed to his guide on apostrophe use (which I'm guessing you didn't read) and I also pointed you to a thread about English literacy (where we were discussing this very issue).

So to make this really simple. If you use a browser like firefox simply right click on the text field and say "spell check this field" - all of the errors will be highlighted in red so you can correct them. Second thing - plural forms (i.e. more than one of something) do not have an apostrophe. e.g. liars not liar's.

It's not that people don't trust that you're English, they seem to believe, based on your responses, that you may not be competent to advise them on financial matters. But you seem unable to grasp that point, nor the significance of an image such as that to this thread: