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i m glad to know that...
as i just opened an account with UBS...
My deutsch is almost at zero level... and according to my agent, only UBS and CS offered e-banking in english.. kantonal banks are all in German.
about postfinance, do i need to have my permit before i can open an account? with UBS, it is ok... as my company is having special arrangement with UBS to let me hav an account without my permit.