I didn't verify this - so make sure to do so with a tax advisor or maybe your bank before doing anything else.... but I vaguely remember that it works like this:

- If you move to a non-EU country you can take the money out of the system
- However, you have to pay tax on the amount you take out (in Switzerland)
- Therefore, what you should do is

1) Transfer the money to a pension account in Schwyz or Zug as they have the lowest tax rate on withdrawals
2) Leave CH and have the money transferred to your new country of residence

There's a company called PensFlex or something similar in Schwyz - look at their website and call them. I had similar questions once and they were quite helpful.