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Old 01.06.2009, 00:23
Bayesco Bayesco is offline
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Re: Taking pension out of Switzerland

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I didn't verify this - so make sure to do so with a tax advisor or maybe your bank before doing anything else.... but I vaguely remember that it works like this:

- If you move to a non-EU country you can take the money out of the system
- However, you have to pay tax on the amount you take out (in Switzerland)
- Therefore, what you should do is

1) Transfer the money to a pension account in Schwyz or Zug as they have the lowest tax rate on withdrawals
2) Leave CH and have the money transferred to your new country of residence

There's a company called PensFlex or something similar in Schwyz - look at their website and call them. I had similar questions once and they were quite helpful.

Correction / additional information:

The concerned foundation is PensFree (vested benefit foundation) which is headquartered in the canton of Schwyz.
The procedure is rougly correct. There are a lot of details which are important to know. Depending on the amount of the vested benefit and the personal situation, there are various possibilities.
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