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| || |Most major credit cards are issued by AECS in Switzerland. It's a branch of Credit Suisse, in Horgen ZH.
I have a problem with them that I don't know how to resolve.
My applications for various credit card applications bounce back all the time. About 2 years ago I tried to get an AMEX. --> NOPE, thank you.
Last year when Coop launched the "free" Mastercard and mailed me the ready-to-sign form I signed. ---> NOPE, thank you.
In both cases, rejection did not take longer than 2 days.
If they bounced my AMEX application I could say "oh..ok... I'm not a high roller enough for them." BUT THE COOP SUPERKARTE?!!
Old retired folks with no money can get it ... but I can't!
I have two regular Visa cards from Cornerbank and Viseca, always pay full-in. and never any problems with my credit.
The only thing I could think of is when I came to CH, 6 years ago, I needed a car and asked for a cash loan from Credit Suisse.
After like one week of being here ...or so..
They DID reject that (having matured since, I think I would've rejected it too)
I'm on my 4th car lease now and not a single late payment. My records should look clean.
I'd like to chuck my current credit cards and get just one AMEX (no, not the Centurion )
AECS is the ONLY company for AMEX in CH.
Any suggestions from yous guys?!
-call customer care and just ask "wtf is wrong with my record?"
Could really use some insider tipps now.
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Why not ask your Gemeinde for a credit check? It could be that there is a record against your name or that you live somewhere where there is a default. In either case you would initially be rejected. If you are not sure how to get this information ask your bank. They will do it for around SFr. 25.