Anyway, my favourite is Netbank as it gives me max possible interest on a current account in Germany (2.5%). Theoretically even better if no regular salary payments come into your account is DKB www.dkb.de that gives you 0.5% interest, plus free Maestro & VISA cards (with which you can cash money from machines worldwide for free), although I'm not sure if you get both of these if you live outside Germany...

BTW does Switzerland have any of these direct online-only banks? I cannot seem to find any by just googling