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| You may be right here. I have paid my max 30 years and expect a full UK retirement pension. I have since as a non resident of the UK been able to stop paying into the state fund.So if I go back prior to normal reirement age and get a job of sorts do I have to start paying into the "communal pot"? This is a good question that needs an answer! | |
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Absolutely, that's a total given. Annoying, isn't it! The change to 30 years was designed to sweep up more people with part-time jobs, missing years due to home responsibilities and so on - full-time working folk just carry on paying, same as before. I've already paid around 15 years and have almost 30 to go until retirement, so I'm not paying voluntary subs at present (I'm not working here, so not currently paying pension subs anywhere). It would be VERY tiresome to pay, say, a decade of voluntary subs then go back to the UK and work for 20 years anyway!
The bit I'm not sure on is whether having the full 30 years satisfies the legal requirement to be 'technically' exempt from social security payments, enabling them to withdraw all their pension fund as discussed above.
kodokan