Thanks for the reply, there seems to be a fair amount of conflicting info out there as the UBS rules state that a cash payment, of the mandatory portion, can be made when the amount is small or when going self employed.

Swissinfo too http://www.swisslife.ch/etc/slml/slc...tsgesetz_e.pdf

And UBS http://www.ubs.com/1/e/ubs_ch/privat...upational.html

Oh and here http://pk.cspix.ch/data/_product_doc...nderung_en.pdf