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Old 07.05.2007, 09:47
DaveA DaveA is offline
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Re: Quick question about pension pillars

Thanks Richard,

I'll try and frame the question in a more specific way. I am trying to established whether working for a company gives one something that being self-employed doesn't (in terms of pension benefits, tax efficiency or flexibility) in order to justify the overall costs (total of employee and employer) self-employed vs own employee.

I'm not after a complete analysis (without paying for it !), just a pointer would be helpful..

Here are a couple of useful links concerning employer and employee deductions :
http://www.svazurich.ch/text/index.c...007&sprache=en
http://www.svazurich.ch/text/index.c...ehm&sprache=en

Thanks
dave

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Hi Dave,

No I cannot but if you ask specific questions I will provide you some specific answers. I think the key to answering the question for yourself is to understand that the comparison costs of employee vs self employed is easily answer by adding ca 30% to your costs. This should cover all the self-employed additional costs. ie AHV, BVG, ALV, IV, etc.

Richard
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