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Old 08.11.2009, 19:22
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Re: The complete guide to bills and what happens if you don't pay them.

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@swisspea:
I'm a US citizen. I have a B permit while staying in Switzerland, but it was expired last month while I was still out of Switzerland. I don't need to renew it as I'm leaving Switzerland.
Back in June, I didn't have enough time to figure out what are the must-do's for me to leave Switzerland permanently to move to Japan for work. Now I could leave Japan for 1 month to go back to Switzerland as a visitor to take care of this.

Regarding handling the mails, I learn a lesson now... Thanks for sharing your tips. I do have my US mails handled by my family members there. But Switzerland... I knew I would come back here soon to sort out the permanent leaving and so a few months wouldn't be a big deal for any mails. Obviously I was wrong.

@Goldtop:
The health insurance company does not cover me while I'm in Japan or the US, so I wouldn't be able to claim anything had I had any health issues while in Japan and US. That's why I needed to cancel my insurance with this Swiss company and buy health insurance from Japan. The Swiss company only told me to send them a letter requesting cancellation. They didn't mention the deregistration certificate or anything else. Otherwise, I would have got that done in the first place.

It doesn't make sense to me that the Swiss company makes me pay for my health insurance while I was in Japan and US although they know for sure that they would NOT reimburse me if I had had a medical bills in those 2 countries. Why are they doing this? What are your thoughts on this?

@ everyone:
Do I still have to show up at the Debt Collector office on Monday? Or can I ignore this Betreibung and try to deal with the Swiss health insurance company first?

Again, thanks a lot everyone for your comments and advice.
Insurance is a service that is silently consumed and must be paid for till you legally terminate the contract. For example, holder of car insurance cannot retrospectively claim premium refund because s/he was proven on another continent.
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