Does anyone know from experience how long it takes for a payment to arrive from banks like PostFinance, Raiffeisen and UBS?
I need to send a payment urgently and it is already past the cutoff times for some. See 'acceptance times' in their help file.)

I have searched the sites (Banks and EF) but have not found a list with how long it takes to arrive! Any experience with these banks (or others?). Or if you know a method of making a payment this late in the day, I would be interested too!

Edit:

• For PF, it is 1pm if you send it to a bank, it is 6pm if not to a bank. Source: see help in internet banking.

• For UBS it is 2pm if to a Swiss account, but if SEPA, payments need to be in by 6am in the morning

http://www.ubs.com/1/ShowMedia/ubs_c...ff-times-e.pdf

Update:
Ok, I called UBS to ask about paying their credit card bill on the due date. For reference, you cannot go to an UBS bank and physically pay into a Cardcentre account, that would not have worked. However, if you pay your credit card bill on the due date (like I am), you will not be charged interest, even if it takes 2-3 working days to arrive. That is how they work, they told me. Thanks UBS, that is great! (Unlike Migros cards, see my post below).