Don't get the Migros M-budget card if you like to pay automatically. It is not an option on that card and won't be in the near future either, according to the person on the phone. If you want to pay that way with Supercardplus, it is a hassle as you have to get your bank to stamp a form with your signature! Incredibly shortsighted policy....

Both free cards have the drawback that you cannot access payments online, you need to wait for a statement and then pay within 2-3 weeks.