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| Yes, but how do I make sure that the amount deducted is the right amount? Eg if I earn 100k chf then what % should be deducted? Should it be double if I earn double or is it a progressive thing? | |
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Pertinent factors are:
- Your age group.
- Fraction that employer pays (employer must pay minimum half but can generously contribute more)
- Risk premium for death and disability. The rest is the savings component.
Unless your employer is/was small and incompetent, they should be right. If unsure, you can ask the pension plan to explain the numbers. Of course, you can go to an accountant who will verify for a fee.