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| This thread is a treasure trove on 3a Investment. I have a 3a account with Postfinance since 2 years as they offer one of the best interest rates for a normal account. It was 2.75 % earlier and now 2.5%.
After reading the posts here I compared the returns on 3a funds account on Comparis and found 2 of them - Credit Suisse Mixta-BVG Basic (2.9% returns over 3 years) and Swisscanto BVG Eco 3 (3.5% returns over 5 years) better than Postfinance.
Can somebody who has invested in these advice on the pluses and minuses compared to a normal 3 a account ? As I can invest with a view of 3 to 5 years or even more- these 2 funds look attractive to me.
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Funds are exposed to market risk. If the stock markets rise, then you gain. You could also suffer losses. I prefer the risk-free 2.5% from PostFinance.