Right you are then.
I have read quite a few threads in the entrepreneur section on establishing businesses. The answers you need are probably in there.
Sorry to hear about your qualifications being lost. If it makes you feel any better, I have my certificates with me and they have not helped a bit. I have been working in cleaning jobs since my arrival 2 years ago. The only joy I got out of them was when my first boss awarded me the position she said that it would be a tough job, but she was sure I would learn fast since I had a lot of education. That for a dishwashing job!