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| Oh well, I guess I asked for that 
Yes, that's what I meant, I think things were clear in my brain and didn't come out like that.
Funny, because I've just received a mail from my HR and now I have to fill in these forms, and tell them about a "vested benefits account" to put the compulsory part of the money. And I'm going to receive the overflow from this compulsory part.
I'm already arranging a meeting with the lady to understand better, but can you help me in advance?
This vested benefits account will basically be similar to a private pension fund account, right? Earning interest that I will then receive once I reach retirement age (or 5 years earlier).
Are there big differences between these accounts in different banks, in terms of interest? I have an account with UBS and maybe it'd be easier to stay with them.
I'll probably have to transfer out the extra money I'll receive, no point in keeping it here at 0.5% interest (their 'savings' account  ) | |
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AFAIK the vested accounts are the same everywhere. They have to pay a standardised rate of interest by law and you can only access the money at a certain age OR if you want to put it towards buying a primary residential property.
Are you from the EU? If you officially quit Switzerland before the 1st of June (ie got deregistered) then you should be able to actually get the money paid out into a regular account, minus a small tax fee. Not too sure if you need to have filed the applications for withdrawal before the deadline too.