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| Hi Jenny
I will be moving soon to Luasanne from Canada, and would like to ask about denta costs and insurance in Swiss.
I have started a root canal job in Canada but only have teh crown left. I am wondering if I shoud finish it of before leaving or shall wait to be in Lausanne. My company is offering a dental plan with a premium that would costs me around 30 Francs a month where I think root canal is covered at 80% but only after 6 months of enrollement. But since I started the work am not sure if I am eligible to claim the insurance discount!
Please advice if it is better to pay the 1050CAD left to complete the root canal in Canada.
Another point, I read somewhere that I can get a reasonable dental coverage at 15 Francs a month only! I woud like to learn more about this before I sign with my employer plan.
Thanks a lot Jenny for your quick reply
Cheers
7anan | |
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Hi 7anan,
I have replied to your pm but thought I'd post on here too as it may help other people.
This would be regarded as a pre-existing condition by the Swiss health insurance companies and is therefore unlikely to be covered.
Before signing any contract, you should make sure you know what's what.
Your employer can get you dental cover for 30.- / month. Do you know what this covers? What percentage etc.?
For example, if it's only covering you 50% of bills, is it really worth it?
(I'm not saying that's what it will be but you need to make sure first)
One last point on dental insurance is that, once you've applied for it, the insurance company will send you a questionnaire that will need to be filled out by a Swiss dentist. The insurance company will then base their decision on whether you're accepted or not on what the dentist says.
Some companies will reimburse you part or all of this initial consultation
if you're accepted by them.
Hope this helps
