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| To add a little balance here:
the 6.4% will only affect people retiring after 2015, so granny who is already retired won't lose income.
I have mixed feelings on this. Although I believe a promise should be honoured, I think it is better for everyone to take a little bit of pain now and keep the system afloat, than for all to bury their heads in the sand, only for it to all blow up in our (read my) faces in 30 years time. At least now I know that I need to put a little extra more away, to get the same benefits. Clearly this issue is going to impact those who are going to retire in the next 10 years most, as they have less time to make alternative arrangements. My other concern is that they have done this twice now - if this is agreed to, how many more times will it happen before I retire? | |
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Yes I agree with you, and think this is the second revision, down to 6.4% , originally it was 7.2 %.
The Swiss German consumer magazine K-Tipp is against it, so are the SP and the left wing parties and the unions. The right wing parties FDP and SVP are for the reduction. You can decide where your interests lay.
Here is more information from K-Tipp and a little calculator, (Sorry only in Deutsch)
http://www.ktipp.ch/service/rentenrechner/
Quote from K-Tipp: "Während rund zwanzig Jahren lag der gesetzlich festgelegte Umwandlungssatz bei 7,2 Prozent. Das bedeutet: Pro 100 000 Franken angespartem Alterskapital betrug die Rente der Pensionskasse 7200 Franken im Jahr". For the past 20 years it stood at 7.2 % . That means with savings of 100,000 Francs in the past you would get Fr. 7,200. If the referendum result is a "yes" you will now only get Fr. 6,400