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| Actually, I was told by our health insurance that it is better to let the insurance company know beforehand if you are going to have a baby. They make a note of it and, if there are any complications during birth you don't have to worry about who's going to pay what. | |
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| You can and should get insurance for your baby before it is born. If you are going to get supplementary insurance it is really in your best interests to do it before the birth. Reasons being it will be much more difficult to get if there are any complications..... | |
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To add my voice - you really should get insurance before hand. If there are any problems at birth then these will not be covered by your insurance (this is how my insurance guy explained it).
By having the insurance before birth you avoid such problems.
You also don't have to pay anything to set it up. You only start paying from the month of birth and as Not All There said it is so cheap as to next to nothing.