I have a 1.4 Polo High Line new in December 2009 (in Switzerland). My fully comp (collision, theft, parking damage and 'various risks' including 'death', 'invalidity', 'hospital money' and 'healing costs') with Zurich Insurance is CHF1316 with full no claims. It would be CHF2653 without.

Swiss insurance is more expensive. It also covers driving in all European countries and it pays out well and promptly - I know, I've tried it...