View Single Post
  #12  
Old 02.03.2010, 12:16
Papa Goose's Avatar
Papa Goose Papa Goose is offline
Forum Legend
 
Join Date: Apr 2008
Location: Downtown Mettmenstetten
Posts: 3,341
Groaned at 139 Times in 110 Posts
Thanked 2,583 Times in 1,267 Posts
Papa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond repute
Re: Is CHF 1,200 car insurance on a UK plate a good deal?

Quote:
View Post
You can drive your car on foreign plates/insurance for one year after entering the country. Then you have to either register it here, or permanently remove it out of the country. I don't think you actually need a Swiss insurance for that period.

Your UK insurance should be absolutely sufficient. The insurer has no means to know whether you live abroad permanently or were out on a holiday trip. Unless your insurance rules state clearly that insurance is ineffective for prolonged stays abroad, you have no reasons to worry. The civil responsibility insurance will be effective anywhere in Europe, including Switzerland.
You might want to buy an European "assistance" package though. This is in case you wreck your car and need it transported back to the UK for insurance claims.
The thorny issue or residency rains on that parade, your advice is a little dubious, and in the event of an accident (in CH) would most likey lead to the insurer walking away for a none disclosure of material fact ie they are no longer UK resident.

Insurance is expensive here, I was quoted by Zurich CHF2,200 for an '06 1.9 Laguna.... and that didn't cover it being eaten by weaselly type things or someone hitting it in a car park (which has happend 4 times now). I just got my all risk (even beating eaten by rodents, and sh1tty car park drivers) renewal in from France at €336. I wanted to keep it as it covers the whole of Europe and includes recovery, but the Swissie control won't accept it for registration purposes here, so I'm looking for a better price than the CHF1,466 more Zurich want to charge for inferior cover if anyone has any tips.
__________________
How do you know if a Frenchman has been in your garden.... your rubbish is gone, your dog is now very nervous.... but at least your cabbages are pest free
Reply With Quote