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Old 15.03.2010, 08:03
Ittigen
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Re: how do i deal with such a parking damage?

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Worth checking whether the garage has any closed circuit TV. It's a long shot here, not like the UK, but you might be able to see who has caused the damage.

If you've got full insurance, you should have coverage for the damage. Get an estimate for the cost of repair, and weigh up the pros/cons of claiming for damage. If the payout will be really small, it's probably not worth claiming, as you may lose your no-claims bonus and face higher premiums in the future.
Many insurance companies charge a heavy premium for parking damage to your car (It is wide open to abuse) and it is likely you don't have it! You can get a quote from a small car repair shop, if it is just a scratch it won't be too expensive.

Regarding a camera in a garage, the Swiss privacy laws on TV cameras are very strict, and most unlikely anyone will give you any information. Especially if no crime has been committed.

I work for Swisscom and I wanted to know whom was in a Swisscom computer room on a Thursday afternoon. The advice I received was that the Swiss privacy and data protection laws also cover the Swisscom (Private) property and are so strict it is better to forget that line of enquiry!

Last edited by Ittigen; 15.03.2010 at 09:00.
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