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| SEPA is only 'free' when making a transfer from a EUR to a EUR account. If you transfer EUR from your CHF account, both banks (sending and receiving) will charge you. In my experience you should transfer between your own CHF > EUR accounts first, and then make a EUR > EUR SEPA transfer out of Switzerland. | |
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Depends on the bank / account that you have. My account at PostFinance allows be to send CHF > EUR SEPA transfer with no additional fee. I subscribed to the 'Plus' set. The only catch is I have to originate the transfer using eBanking. If I go into a branch, there is a charge for the service.