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| You must have a basic insurance with a Swiss company in accordance with Swiss law. While your insurance is no doubt extensive there are many aspects where it probably does not conform to Swiss requirements. For example an insurer cannot cancel or charge you a higher premium or refuse to renew a basic policy irrespective of your state of health. | |
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My understanding is that the requirement to have a basic health insurance with a Swiss company is canton-dependent. In some cantons it is possible to have a foreign health insurance if it meets the Swiss criteria. I´m trying to decide whether to go with a foreign one or a Swiss one (as I have the option to do so). Am curious captain as to whether VHI will be accepted...was not really 100% convinced based on the coverage that it would be..but have no idea what to expect from a Swiss one and was told that if I could get a foreign one to go with that as it would likely be cheaper.
But would also like to hear from people who are using it...how is it dealing with them?