After four years in Schaffhausen and our twins being born at the private hospital there, we received a phone call from the Kanton to say that the health insurance (BUPA) wasn't valid. I replied 'What do you mean its not valid, the twins have been born here, bills paid, BUPA was at this time cheaper than a Swiss Insurance and you got more cover.' So every month they called to say that our insurance wasn't valid and every month we replied," 'What do you mean its not valid, the twins have been born here, bills paid, BUPA was at this time cheaper than a Swiss Insurance and you get more cover.'

They responded you had to have Swiss insurance and we would say why. A global policy is valid in CH, isn't CH in the same global world as everyone else and where is your freedom of choice.

Eventually we went back to England, but it started being a joke! The Kanton is on again regarding the insurance.

Bottom line is that the Swiss don't like going back on a ruling or an opinion if one has been made. Do the Swiss argue and question things or are we just stubborn and will not take NO for an answer.