Hi Jenny

Hope you can advise us about health insurance.

My wife and I (both retirees/pensioners) just got B Bewilligung for residence in our flat in Flims (GR). We will be making regular trips back to France where we still have a cottage and visiting family and friends in UK and Holland as well - altogether perhaps away from Switzerland 4-5 months per year. I am Australian, so need to pay Grundversicherung: my wife is Dutch so will have form S1 cover (old E121) for hers.

Any advice for the best/cheapest health insurance for me (us) which will also cover us securely for illness sustained in other countries above - or does the Swiss Eurocard equivalent do this in any case (some insurers seem to want to charge extra for this!).

Not that well off, so I think that we would be very happy with the cheapest (eg Hausarzt) insurance. Look forward to your comments.

Peter