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| Hi Richard,
I still don’t know where to find the thanks button … even still thanks again and I would continue looking for the thanks button … I have another question, for which I seek again Ur help.
Before I started working in Switzerland a year ago, I was working in France for several years and was making regular contributions to the French pension fund. I am a non-EU and due to my long stay in France, I hold a 10 year French residency card. For my situation, does this 20% restriction applies (“If you have come from abroad and are starting a pension fund then you are restricted in the first 5 years to paying a maximum of 20% of your income”). Is it possible for my situation to include the period that I worked in France to get out of this first 5 years limitation clause?
The insurance certificate that I got in Feb from Helvetica reads in English (last point) under a heading titled “Additional benefit plan information” – Maximum purchase amount under the regulations = X amount.
Ashish
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Hi, Well to the best of my knowledge France is abroad so the answer will be a big yes and to your second question no.
However, what would be worth knowing is what you actually paid into in France. If that was the state scheme only then you can kiss goodbye to the money. If it was a company scheme you can check with the French scheme if they allow international transfers. In that was you can avoid the 20% limit. The state schemes almost without exception do not transfer which makes life might difficult ie you have worked in 6 countries and made pension contributions. Assuming the state schemes have money in the pot you can then collect from 6 countries 10 beer tokens per week - simpler would be simply to transfer into one pot...